Utang na Loob
ɯnhje juːnhaɪ ɡɹeɪs feɪvə pit bɪt dɛt bʌt mɪsɪz ðə səʊʃəl slaʃ mɒɹəl ɒblɪɡeɪʃən podɐp bɒdap ɹɪpeɪɪŋ ɐ feɪvə bʌt nɒt ðə seɪm dɛpθ
In Korean 은혜 (eunhye) - grace, favor; 빚 (bit) - debt (but misses the social/moral obligation); 보답 (bodap) - repaying a favor (but not the same depth)
A sense of gratitude and obligation to repay a favor or debt, which can extend over a lifetime and involves a strong moral component.
Example
"May utang na loob ako sa kanya."
