บุญคุณ
ɯnhje juːnhaɪ ɡɹeɪs kaɪndnəs feɪvə bʌt dʌzənt fʊli kaptʃə ðə dɛt aspɛkt
In Korean 은혜 (eunhye) - Grace, kindness, favour; but doesn't fully capture the 'debt' aspect.
The concept of owing a debt of gratitude to someone who has provided a significant act of service, kindness, or support.
Example
"ฉันรู้สึกเป็นบุญคุณที่คุณช่วยฉัน."
