Utang na Loob
ts.i.5 ɛnwɒn tʌtuː beɪəfɔː ts.i.5 ɛwɒnn tʌtuː bafɔːɹəʊ tə nəʊ ɡɹatɪtjuːd and siːk tə ɹɪpeɪ ɪt ɔːlsəʊ niːdz kɒntɛkst sʌtʃ ɐz beɪəfɔː ɛnwɒn bafɔːɹəɹɪwɒnn ɹɪpeɪɪŋ kaɪndnəs
In Chinese 知恩图报 (zhī ēn tú bào) - To know gratitude and seek to repay it; also needs context, such as 报恩 (bào'ēn) - repaying kindness.
A sense of gratitude and obligation to repay a favor or debt of kindness, often involving reciprocal relationships and a sense of enduring obligation.
Example
"May utang na loob ako sa kanya."
